Property

Commercial Property Solutions
Protecting Your Most Valuable Assets

PROPERTY COVERAGE

Ensuring the interest of your assets is paramount. From building to specific property coverages, business interruption, crime, to equipment breakdown, you can be confident in our solutions.

Managing a business can present challenges with unforeseen perils disrupting normal operations or causing property damage. Commercial property insurance serves as a shield to defend your business against those risks. Let us help explore the benefits of commercial property insurance and how protecting your most valuable assets is essential.

FIND OUT MORE

What assets do commercial property insurance cover?

Commercial property insurance can protect a range of business properties by covering expenses for repairing, replacing, and reconstructing your commercial premises and assets essential to your operations, including but not limited to the following below:

01 Buildings, equipment, stock, and contents

02 Office furniture and fixtures

03 Tenant Improvements & Leaseholds and betterments

04 Contractors’ tools and equipment

05 Miscellaneous property

06 Computer hardware and electronics

ADVANTAGES

(01)

Financial security
and piece of mind

Unforeseen circumstances can’t always be controlled. Losses, including fire or natural weather events can come unexpectedly. Having the right commercial property coverage in place aims to lessen the long-term negative effects of a business shut down or property damage.

(02)

New property of like
kind and quality

With the right commercial property coverages, repairing your damages can be with like kind or quality without depreciation to insure your business and assets return to normal state and operations as quickly as possible.

(03)

Approved bank loans
and financing

Having the right commercial property insurance and policy in place can accelerate approval by mortgagees during the loan process, freeing you to concentrate on critical and important tasks to managing your business.

We've got your business covered

Business Interruption
coverage

In the event a property perils triggers your business to face temporary closures, relocation, or loss of profits and income.

01 Profits Coverage – including payroll

02 Loss of Rental Income

03 Extra Expenses

04 Rent or Rental Value

Equipment Breakdown
coverage

An equipment breakdown can cause serious delays and closures to your regular business operations and functionality.

01 Mechanical systems

02 Manufacturing equipment

03 Electrical systems

04 Refrigeration systems

05 HVAC – Heating and ventilation systems

06 Elevators

07 Production Machinery

Crime
coverage

Businesses often under-evaluate the risk and exposures of crime or employee dishonesty when managing operations.

01 Employee Dishonesty Coverage

02 Loss Inside the premise e

03 Loss outside the premise

04 Money orders & Counterfeit currency

05 Depositors & credit card forgery

Comprehensive
Property Packages

With our partnered brokers, we provide competitive pricing and coverages through packaged solutions based on transparency, reliability, and diligence ensuring we help fulfill your insurance needs.

01 Residential Realty

02 Commercial Warehousing, Office Space and Light Manufacturing

03 Retail

04 Industrial

05 Course of Construction – New Build and Renovation Projects

06 Contractors Tools, Equipment & Miscellaneous Property

07 Hotels and Resorts

08 Dealerships & Garages

FOR BROKERS

Property

Ensuring the interest of your assets is paramount. From building to specific property coverages, business interruption, crime, to equipment breakdown, you can be confident in our solutions.

What assets do commercial property insurance cover?

ADVANTAGES